If you have decided on getting a college education then never let fears of the fees stump you. Paying for college yourself is possible and it will help you understand the value of your bucks much earlier in life as opposed to college goers who get help from their parents. If you are one of the many people who haven’t saved a penny for college, it shouldn’t come in the way of your college education.
The first step is to obviously choose a course and a college you want to do and give your SAT’s. Don’t worry about fees before you get into a college, worry about it after you have been sent an admission letter.
Once you have had the good fortune of getting an admission in a college of your choice, then start listing out how much would be the fees for the course, semester wise. This will help you know the target payments that you need to make periodically. Sometimes its also advisable to apply to colleges that charge lesser fees. Compare the fees in various institutions that offer your choice of course before deciding which one to go to.
1. Try and maintain good grades throughout high school. If you have good grades, applying for a college scholarship will be easier and the chance of landing one, higher. If not grades, develop a sporting skill and compete for your school so that you could eventually be chosen for a sports scholarship.
2. You could even get an education loan. Financial institutions usually give education loans for the duration of the course with a deal that the repayment will start after you have bagged your first job. So, apply for a loan for a tension free college tenure!
3. Get part time jobs that can help you pay your fees. Use a skill and charge for it or train other students and charge tutor fees. It will be an easy way to earn the money to pay for your college education.
4. If getting a loan seems too difficult, ask a friend who has well off parents to help out. Make a guarantee with them that you will start paying back your loan once you get a job. You will have to be true to your word for that and you will have to work hard a convincing them to help you out.
5. If you think you are a student with good potential, ask the college for financial aid. They will browse through your records before taking a decision so make sure you have a great track record to apply.
6. Some places may offer government aids to students of lesser means. Look for such options in your area is you come from a family that has limited income. Based on your high school grades and future plans the government aid may or may not be granted to you.
7. If your family has some assets like a car, a house etc list down all that can be mortgaged or even sold. The money you get will help you through at least some semester fees.
8. Try to find a college that is close to your hometown for the simple reason that saving on renting a room and boarding charges can help you make your loan or aid last longer.
9. There is lower tuition charges applied to students belonging to the same state as the university location, so make maximum use of this and shortlist schools within your state.
10. Try to be flexible with your college choice. For instance, if you haven’t the money, then try to apply to community colleges for the first 2 years and then get your credits transferred to the actual college of your choice for 2 years. This will help you save money because community colleges are cheaper.
11. Select a dorm room that has lower charges; don’t choose one with extra charges because of new renovations and better facilities. Stay simple because your focus is to pay for the semester ahead.
12. Choose a career that will help you pay your loan back quicker. Take the advice of student counselors or teachers you like. Once your get a job, most of your new income will go in paying the college loan.
13. Look for ways to make whatever little money you have last longer. Buy second hand text books from the in-house college bookstore for instance. The saved money will help you pay the next semester’s fees pretty easily.
14. Try to download some of your textbooks online. Downloaded textbooks are usually free and you’ll be able to save for the next due fee.
15. Look for some paid college internships to help you earn a quick buck. Don’t spend your stipend unnecessarily, save it for the next fees.
Besides these, there are a few unconventional ways to settle your college fees. If you were close to a High School teacher who understood your capabilities, then approach them to help you out. High School teachers would have some contacts in universities who could step in and help out with college fees. Furthermore, discussing your lack of funds problems with the dean of admission may help too. Although you may not be eligible for aids or scholarships, if they feel that you are a student that’s worth it, they may bend rules to let you in.
Connect with the right people once you know what course you would like to do and where. And don’t be shy or ashamed to ask for financial help. Many students back out even after getting through to colleges of their choice for this reason. People always like to help students with potential. So believe in yourself and move toward your goal of a college education slowly and steadily.